【Key Responsibilities】
1. Assist Department Head to supervise and lead the team to achieve the KPIs as well as to drive initiatives to uplift operations efficiency and customer experience
2. Drive initiatives and Company strategic projects in order to meet business requirements, including but not limited to Company Campaigns, Digital Initiatives, Operation Efficiency Projects, Compliance or regulatory requirements
3. Review and analyse new insurance applications for risk exposure and compliance with underwriting guidelines and risk management principles
4. Negotiate with reinsurers for reinsurance related matters
5. Set up SOPs; develop, review and conduct quality control
6. Perform complex cases assessment, review and make approval on cases escalated by subordinates
7. Perform pre-underwriting with HNW customers, handles and responds to enquiries from internal customers
8. Review and streamline internal processes for seamless end-to-end service delivery
9. Prepare regular and adhoc reports and interpret figures to understand any specific issues, monitor and analyze trends
10. Conduct training for internal/external customers on underwriting-related areas and team members on areas within their own expertise
11. Assist in the implementation of new measures to upgrade operational efficiency
【Requirements】
1. Degree Holder with professional insurance qualifications such as FLMI, ACS, ALU or equivalent
2. Minimum 8 years solid underwriting experience in life insurance with at least 4 years in a supervisory/managerial role
3. Underwriting medical authority of not less than extra mortality 100%, with high net worth experience preferable
4. Experience in process management and transformation will be an advantage
5. Excellent problem solving skill and logical thinking; ability to identify source of data and analyse data to construct a case with reasonable recommendations and decisions, supported by sound justifications
6. Strong sense of compliance, ethics and integrity; hold self accountable for own decisions and actions
7. Strong interpersonal and communication skills
8. open to new ideas and suggestions; attentive to details and willing to learn
9. Willing and able to work under pressure with positive working attitude
10. Proficient in both spoken and written Chinese, English and Putonghua
11. Familiar in MS Word, Excel, PowerPoint
【Note】
Salary negotiable
【主要職責】
1. 協助部門主管監督並帶領團隊完成關鍵績效指標（KPI），推動提高運營效率和客戶體驗的措施
2. 配合公司整體战略，參與公司战略專案項目，推動核保系统的开发和改进，提高核保流程的自动化和数字化水平
3. 評估保單申請，根据公司的核保准则和政策，对风险进行评估和决策
4. 与再保险公司就再保险相关事宜进行谈判
5. 对上报的复杂案件进行评估、审查和批准
6. 建立标准作业程序，並协助开发、更新和执行核保政策、流程和指导方针，确保核保工作符合公司和行业标准
7. 對高淨值客戶進行預先核保，与代理人、客户和其他相关部門保持沟通，解答他们的疑问，提供核保相关的支持和指导
8. 定期审查和监控核保决策的准确性和一致性，提出改进建议，簡化內部流程议，确保核保工作的质量和合规性
9. 通過數據監測分析瞭解具體問題，分析和评估客户的风险状况、资质和保险需求，定期撰寫報告，提供专业的核保建议和解决方案
10. 参与培训和指导內/外部员工，提高团队的核保能力和效率
【崗位要求】
1. 大學本科學歷，持有專業保險資格證書，如FLMI、ACS、ALU或同等資格證書
2. 至少8年壽險核保經驗，其中至少4年担任过管理职务
3. 核保醫療加費權限不低於額外死亡率100%，有高淨值客戶核保經驗者優先
4. 有流程管理和業務轉型相關工作經驗者優先
5. 具备优秀的分析和问题解决能力和數據分析能力，能够快速及准确地评估复杂的风险情况並提出合理的建議和決定
6. 具备较强的合規、道德和誠信意識，對自己的決定和行動負責
7. 具有良好人際交往和溝通能力；樂於接受新的想法和建議
8. 注重細節，樂於學習
9. 具备良好的团队合作精神和工作责任心，能够在高压环境下保持高效率和准确性
10. 精通粵語、英語者優先
11. 熟練使用MS Word，Excel，PowerPoint
【備注】
薪酬面议